Swipe fees have increased steadily since the introduction of debit cards 20 years ago, when there were no swipe fees at all. Merchants can&#39;t negotiate or control them. They&#39;ve tried, but they have no leverage against the big banks and issuers. So they get ignored.

A responsible Warrior is not someone who takes the weight of the world on his shoulders, but someone who has learned to deal with the challenges of the moment.

Some people are larger than life. Hitler is larger than death.

Play the moment, play whatever plays for you in that moment, and then go to the next moment. It doesn't matter where you're going. Don't worry about that. Just take it moment, moment, moment, moment.

Written By Philip Roth

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