The real danger with debt is what happens if lots of people decide, or are forced, to pay it off at the same time.

With my new venture, Club Mom, we want to empower moms to feel their value and also build their collective power to make their lives better and easier. We want to bring them together as a community to share experiences and information.

Faith in God is an opening up, a letting go, a deep trust, a free act of love - but sometimes it was so hard to love.

The inclusion of lemon or lime juice in grog, made compulsory in 1795, therefore reduced the incidence of scurvy dramatically. And since beer contains no vitamin C, switching from beer to grog made British crews far healthier overall.

Written By Tom Standage

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